A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability
An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to acovered cause of loss, such as a fire. The policy may also cover loss of income or increase in expenses that results from the property damage (PD)
Usually a workers comp policy has two parts: "Part One, Workers Compensation" and "Part Two, Employers' Liability." ... "Part Two" of the policy provides coverage for an employer who is sued by an employee for work-related bodily injury or illness that isn't subject to state statutory benefits.
Commercial vehicle insurance, provides coverages such as liability, collision, comprehensive, medical payments and uninsured motorist coverage. Also covers cargo and equipment breakdown.
Personal detail is a must here. We cover high value homes, vacation property, collector automobiles, jewelry floaters, art collections, and international personal liability. Most standard homeowners policies don’t guarantee full repair or replacement in the event of a major loss. High-value home insurance typically covers these costs. If after a total loss, the insured doesn’t want to rebuild the home a standard policy would not pay out. But many high-value home policies give the equivalent of the replacement cost in cash.
Our most expertise is in Product Liability insurance. This protects against claims of personal injury or property damage caused by products sold or supplied through your business. It is designed to help protect your business by ensuring that if this happens, you don't have to pay any legal or court costs Different products carry different exposures.The ability to identify which areas need to be covered simply comes with extensive experience in many types of industries.